Posted by Hwealth > 2023-06-27 17:24 | Report Abuse

1. CPF OA annual interest 2.5%
CPF OA in excess of $20,000 only received 2.5% annual interest, lower than current bank fixed deposit rate of ~3%

2. Singapore Government Treasury Bills at ~3.7% annual return
- Risk-Free
- Lock-in period of 6 months – 1 year
- Minimum investment amount at $1,000

3. High Credit Rating Bond Funds at ~5% - 6% Annual Dividend Yield
- Low Risk with high credit rating bonds
- No Lock-in Period
- Monthly Dividend Payout

4. Balanced Funds at ~10% p.a.(Bond and Equity)
- Allocation between Bond and Equity Funds according to Investor Risk Profile
- Equity funds mainly invest in US S&P 500 Company and Large Market Capital Company Globally
- Longer Holding Period to ride through market volatility (5 – 10 Years)

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