A Path to Forever Financial Freedom

Fund Mall With Tiger Brokers - Your One Stop Solution For Investing In Global Mutual Funds

Publish date: Fri, 05 Feb 2021, 12:48 PM
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This is a personal blog that keeps journal for my pursue of financial independence by the age of 35.

Tiger Brokers have been aggressively reaching out to retail investors since launching into Singapore, providing a competitive edge to its investors across the many products and services in their platforms.

If you have missed my previous two articles on some of the features, you may refer to them here and here.

Recently, they have announced the launch of their new product, Fund Mall - a one-stop destination for investing in global mutual funds that allow investors to access more than 100 renowned funds such as money market funds, bond funds, and equity funds.

Account users of Tiger Brokers can do so at the convenience of single account access - which means as long as you have an existing account with Tiger Brokers, you are automatically enrolled which allows you to purchase these globally available mutual funds at your own choice. 


The money that the investors use to subscribe to these mutual funds is strictly supervised by the financial regulators of the country where the fund is registered (e.g US Securities and Commission (SEC) or Monetary Authority of Singapore (MAS)) to ensure the safety of investors' assets.

In order to do this, investors are required to complete a simple Investment Risk Profiling Questionnaire to assess the suitability of the funds.

Investors who wished to purchase the mutual funds are required to transfer their funds from the Tiger Brokerage Prime account to Tiger Broker's Fund Mall account, which is essentially like a sub-account category to the main account.

For instance, you can see that under "My Accounts", I have two categories of funds which is Tiger Account and Fund Mall Account.

The usual buying and selling of stocks will be debited and credited via the Tiger Prime Account but for Fund Mall Account, I have to separately transfer (in my case USD100) them from my Prime Account to the Fund Mall Account.



Type of Funds Available:

There are 3 broad categories of funds that investors can choose from:

i.) Money Market Fund - Investment of monetary instruments denominated in U.S. Dollars, including but not limited to fixed-term deposit, cash equivalent, and short-term bonds.

ii.) Bond Fund - Investment of bonds, including but not limited to investment-grade bonds, emerging market bonds, high-yield bonds, or a combination of the above.

iii.) Equity Fund - Investment of stocks, including but not limited to large-cap stocks, small/middle-cap stocks, technology stocks, emerging market equity, and other stocks ETFs in the U.S. and Asia.

The appended table below shows each of the characteristics of each type of fund and the level of both risks and returns involved.



Tiger also created a curated list of funds in the Fund Mall function which you can see when you click the "Discover" tab in your mobile apps.

The curated list of funds available can be segregated by Sector, Geography, Stock Type, Fund Manager, Balanced or Five Star.


For instance, when you clicked the "Geography" logo, the platform will categorize the available funds under each of the country concentration that you desire. You can also have it categorized by selecting "Fund Manager" for example and the platform will return you some of the world's renowned fund managers and their available funds.




I also like the fact that the platform provides a one-stop Funds Fact sheet for investors to research before making the purchase.

To do this, select the funds you plan to invest, then select the "About" tab on the top, and click the "Funds Fact Sheet" at the bottom.

For instance, I have chosen the "BNP Paribas Energy Transition Classic USD" because it has been performing well over the past year due to its stellar recovery performance and I think the energy sector will continue to do well this year.




Based on the Fund Fact sheet, the fund is a total size of EUR 1.3 billion and has a total of 70 holdings in the portfolio which comprises many different sectors in many different countries.

The fund has a stellar historical performance with a 3-year Annualized performance at 26.2% while last year's performance is at 144.5%.

The management expense fee rate for the fund is at 1.50%.



In addition, Tiger's platform also makes it easy for users to view the portfolio decomposition of the funds selected by the different categories: Asset Type, Local Distribution, and Industry Composition.

This makes the glance very visible, reader-friendly, and easy to understand.




It also shows users the running NAV of the funds as well as the historical performance of the funds.




How Much (Minimum) Is Required?

The minimum amount required by investors to invest is as low as USD100, and the low commission competitive advantage provided by the Tiger Broker platform played a part in keeping the overall costs low for retail investors.

Investors can choose whether they like to subscribe to the funds in one lump sum or through a regular savings plan (RSP).

For RSP, investors can choose the frequency and amount they would like to dollar cost average every week or month so they are consistent with their savings objective.


Also, you may want to take advantage of the 0% commission for a limited period for all the funds available, which means you get to further save more money in your accounts.

Final Thoughts

I find the fund mall relatively a good product for those who appreciate the role of mutual funds and would like to leave their investments under the good hands of a professional.

While there are certain costs associated with mutual funds, such as the expense fee, these are relatively small costs compared to the amount of time and effort you have to put in on your own should you decide to get a globally diversified portfolio of bonds and equities.

If you like what you see and would like to give it a try, do use my exclusive invitation code 4321CP or simply by clicking here. You'd be entitled to a Tiger reward of up to $100 the moment you start depositing and putting your money to work.

Disclaimer: This is a collaboration post with Tiger Brokers and the article contains an affiliate link that will entitle me to a small reward for every successful registration you make. All opinions stated above are based on my own experience navigating the platform and use on my own.

Thanks for reading.

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