We are heading towards the final last 3 months to the end of the year and it has been a rather forgettable moment in terms of where the market went from the start of the year as it has been mostly consolidating within the same range for over a few months.

Having said that, I think there has been a couple of decent opportunity throughout so I think not everything is a lost cause. I think we just need to keep a close eye on these opportunities and strike when it happens. Waiting for a big recession is not the only sole opportunity out there for low hanging fruits.

From the previous month's portfolio, I have added Singtel into the portfolio which I have blogged over here. There is currently an overhang on the share price of the company which is related to the impending results of the 4th telcos. I believe this is merely a short term knee jerk reaction which will much be a non-event in the mid to long term.

I have also added FCL into the portfolio which I have blogged here. I'd like to thank some of the comments from readers who pointed out that they need much lesser to pay out the dividends than what I originally thought to be. So that's a good thing. In any case, I also believe that there is an overhang on the share price of the company which is related to the health of the Thai King. Fundamentals are still decent, so I thought it is still a decent company to have in the portfolio.

The portfolio has decreased from the previous month of $445,120 to $441,867 this month (-0.7% month on month; +27% year on year).

The market has been rather volatile and some of the stocks in my company are impacted as a result, hence the lower share price. Still, I do not think that is by any means a concern at this point. Economies are getting tougher to adapt but i think the underlying fundamentals are still solid.

In terms of personal cashflow, it has been extremely tight this month as I managed to eke out negative cashflow due to the many events that are happening. In addition to the bone bare no dividends, there are also unexpected events that happened such as doctor visit for my wife, pediatrician visit for my son who is sick and also the passing away of my grandmother where I need to book tickets to go back and visit. Still, I'll need to figure out how to increase these cashflow in the near future in order to avoid such a problem (negative cashflow!!!).